How Debt Negotiation Works

Debt Settlement Help

Our representatives work each debt settlement situation and credit card individually to determine your eligibility. Then if you qualify, Legal Debt Solutions will establish a relief program that will help you to repay the debt.

In the process of working we are able to successfully negotiate a substantial discount. We can help you settle your debt. 

Furthermore, creditors are always looking to avoid the ineffective and costly efforts of an outside collection company. We work directly for you.

This is how it works:

Step 1: Get your free quote from a Legal Debt Solutions negotiation officer by filling out our request form, or call us at 1-877-332-8290 for an immediate consultation. Your consultant will assess your financial circumstances and will determine whether you are a candidate for our debt settlement program.

Step 2: Once accepted into our program, your certified debt settlement consultant will help you collect the information and documentation we need in order to assist you.

Step 3: You will be assigned to a certified debt negotiation officer who will assist you in settling your unsecured debt for less than you currently owe.

Step 4: Once our negotiators receive an acceptable, written debt settlement offer, documenting that your debt has been paid. We will repeat this process until all of your creditors have been paid.

Step 5: As you are becoming free from your unsecured debt upon completion of the program, Legal Debt Solutions will provide you with advice on remaining free from unsecured debt upon completion of the program.