Free Evaluation

Legal Debt Solutions 5 Step Debt Negotiation Process

  • Loan Modification Step 1

    Step 1: Free Quote



    Get your free quote from a certified Legal Debt Solutions consultant by filling out our request form, or call us at 1-877-332-8290 for an immediate consultation. Your consultant will assess your financial circumstances and will determine whether you are a candidate for Legal Debt Solutions debt settlement program.
  • Loan Modification Step 2

    Step 2: Documentation Collection



    Once accepted into our program, your Certified Debt Settlement Consultant will help you collect the information and documentation we need in order to assist you.
  • Loan Modification Step 3

    Step 3: Officer Assignment



    You will be assigned to a Certified Debt Negotiation Officer who will assist you in settling your unsecured debt for less than you currently owe.
  • Loan Modification Step 4

    Step 4: Written Debt Settlement Offer



    Once our negotiators receive an acceptable, written debt settlement offer, we can begin documenting that your debt has been paid. We will repeat this process until all of your creditors have been paid.
  • Loan Modification Step 5

    Step 5: Becoming Debt Free



    As you are becoming free from your unsecured debt upon completion of the program, Legal Debt Solutions will provide you with advice on remaining free from unsecured debt upon completion of the program.
Meeting Customer for a free consultation

Frequently Asked Questions [FAQ]


Find all the answers you need about debt negotiation: Learn more
Meeting with the team

Forensic Loan Audits


The forensic loan document audit process is designed to discover if a lender violated the Truth in Lending Act. Learn more